Create a blank 12x12 template. Add Noel Paper 15 as your background. Add Noel Paper 16. Under the Cut & Fill tab, select Paper Rip. Tear each side of the paper as shown. Add a heavy shadow.
Add three photos.
Add the Noel Ribbons 2, 7 & 8. Add a heavy shadow to each. Align as shown.
Add the Family Tradition, Pine Tree and Reindeer embellishments. Size and align as shown. Add a heavy shadow.